{"id":27413,"date":"2023-12-15T19:54:39","date_gmt":"2023-12-16T01:54:39","guid":{"rendered":"https:\/\/informante.mx\/?p=27413"},"modified":"2024-04-03T21:24:02","modified_gmt":"2024-04-04T03:24:02","slug":"la-hora-del-intercambio","status":"publish","type":"post","link":"https:\/\/informante.mx\/?p=27413","title":{"rendered":"La hora del intercambio"},"content":{"rendered":"\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>\u201cDebo, Niego; Pago, Lo justo\u201d<\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>Teresa Carbajal<\/strong><\/h2>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Con datos del Banco de M\u00e9xico (BM) a diciembre del a\u00f1o dos mil veintiuno los mexicanos dimos 508.1 millones de tarjetazos en tiendas f\u00edsicas, compras en l\u00ednea, y otros, lo que signific\u00f3 un aumento del 26% con respecto a diciembre del a\u00f1o 2020.<\/p>\n\n\n\n<p>Para diciembre de 2022 las compras a tarjetazos superaron la cifra anterior, pues tan solo en un d\u00eda, el 31 de diciembre de dos mil veintid\u00f3s se registraron 20 millones de tarjetazos.<\/p>\n\n\n\n<p>Tan cerca como estamos de las fiestas m\u00e1s familiares del a\u00f1o como lo son la navidad, y el a\u00f1o nuevo, ya comienza a notarse preocupaci\u00f3n y estr\u00e9s por el hecho de no saber, qu\u00e9 regalar a los seres queridos.&nbsp;<\/p>\n\n\n\n<p>La llegada del aguinaldo y ese marco de felicidad y paz que nos regala esta \u00e9poca del a\u00f1o incentivan desde luego, el deseo de dar un peque\u00f1o detalle u obsequio a modo de ofrenda, reconocimiento o cari\u00f1o que profesamos a los m\u00e1s cercanos.&nbsp;<\/p>\n\n\n\n<p>Por otro lado, es indudable que este a\u00f1o estamos m\u00e1s apretados que nunca en gastos y compromisos pendientes por pagar, y a \u201cmedia cuadra\u201d de la cuesta de enero, que traer\u00e1 sus propios retos como cada a\u00f1o.<\/p>\n\n\n\n<p>Por eso es importante considerar o reconsiderar el mejor uso que podamos dar a nuestro dinero en estas fechas, recuerdo un comercial de hace algunos a\u00f1os que recomendaba regalar amor. No es una mala idea.&nbsp;<\/p>\n\n\n\n<p>\u00bfCu\u00e1les son los mejores regalos que hemos recibido de parte de nuestros seres queridos en estas fechas?, quiz\u00e1 no haya sido algo material verdad; o quiz\u00e1 s\u00ed, pero no algo tan costoso sino un peque\u00f1o detalle de gran utilidad para resolver alguna labor cotidiana o algo que nos facilite la vida.<\/p>\n\n\n\n<p>Pero qui\u00e9n no recuerda el tiempo acompa\u00f1ado de una buena y amena pl\u00e1tica familiar, de esas en donde se revelan y se resuelven conflictos y rencores pasados, que nos regalan verdadera paz, no para estas fechas, no para el pr\u00f3ximo a\u00f1o, sino para todos los a\u00f1os que nos queden por vivir.&nbsp;<\/p>\n\n\n\n<p>Cu\u00e1ntas veces nos acercamos en serio a nuestros padres, a nuestros hijos, para conocerlos, para saber m\u00e1s de ellos, de lo que les gusta o les hace falta. No ser\u00e1 por eso, que a veces no sabemos ni qu\u00e9 regalar; o lo que regalamos no les gusta o no les sirve.&nbsp;<\/p>\n\n\n\n<p>No es acaso esta \u00e9poca de receso laboral la que tenemos que aprovechar para celebrar en s\u00ed la vida con el nacimiento de nuestro Se\u00f1or Jesucristo, la renovaci\u00f3n de los sentimientos m\u00e1s limpios y francos en nuestro coraz\u00f3n para culminar el a\u00f1o dando gracias por todo lo vivido con la promesa de valorar a\u00fan m\u00e1s lo que tenemos.<\/p>\n\n\n\n<p>\u00bfEntonces? Demos valor a esos momentos, a la oportunidad de estar en vida, y en salud para poder festejar un fin de a\u00f1o m\u00e1s, y qu\u00e9 mejor si se tiene la posibilidad de estar con la familia.&nbsp;<\/p>\n\n\n\n<p>Si vas a gastar que sea para resolver compromisos o sea para liquidar las deudas que ya se tienen, no hay comparaci\u00f3n con el sentimiento de libertad que te da el saber que ya no debes y que ya no estar\u00e1s sujeto al pago de una atroz mensualidad.<\/p>\n\n\n\n<p>Y si no te alcanza, por lo menos, el abonar a esa deuda, para estar m\u00e1s cerca de la meta final. Practica hacer una lista de todas las cosas que deseas adquirir, y luego a un lado, preg\u00fantate si son objetos que verdaderamente necesitas o no.&nbsp;<\/p>\n\n\n\n<p>Ver\u00e1s que en su mayor\u00eda en realidad no necesitas de tantas cosas para verte bien o ser feliz; entonces reduce la lista a lo necesario. Todo aquello que te de tranquilidad es indudablemente una buena elecci\u00f3n.&nbsp;<\/p>\n\n\n\n<p>No olvides incluir en esa lista tu revisi\u00f3n anual de salud, ese que a\u00f1o con a\u00f1o vamos dejando en lista de espera, y que este a\u00f1o, ya no debe esperar m\u00e1s, para evitar complicaciones.<\/p>\n\n\n\n<p>Tambi\u00e9n es la \u00e9poca de la renovaci\u00f3n de p\u00f3lizas de seguros, esos siempre es importante tenerlos al d\u00eda, para evitar cualquier imprevisto. Un paseo familiar o viaje corto seg\u00fan el presupuesto, es algo que toda la familia disfruta y en donde siempre se puede cooperar.&nbsp;<\/p>\n\n\n\n<p>Alg\u00fan detalle de mantenimiento de la casa o terminar de pagar las escrituras tambi\u00e9n suele estar entre los pendientes del a\u00f1o. Y reservar lo de la Rosca de Reyes o el regreso a clases por favor no lo deje fuera. Los cr\u00e9ditos r\u00e1pidos y los empe\u00f1os no son una buena opci\u00f3n para empezar ning\u00fan a\u00f1o.\u00a0\u00danase ya, a la Jornada Estatal para la Defensa del Patrimonio Familiar 2281148502 visite\u00a0 <a href=\"http:\/\/www.elbarzonrc.org\/\">www.elbarzonrc.org<\/a> Contacte <a href=\"mailto:elbarzonrc@yahoo.com.mx\">elbarzonrc@yahoo.com.mx<\/a>, O s\u00edgame en @terecarbajal.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:17px\"><strong><i>Toda la informaci\u00f3n que necesitas saber la encuentras en nuestras <\/i><strong style=\"\"><em style=\"font-style: italic;\">redes sociales y canal de <\/em><\/strong><\/strong><a href=\"https:\/\/t.me\/informantemx\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><em>Telegram<\/em><\/strong><\/a>. <\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:17px\"><strong><em>!\u00danete!<\/em><\/strong><\/p>\n\n\n\n<div 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wp-block-uagb-image--effect-zoomin wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><a class=\"\" href=\"https:\/\/www.facebook.com\/MX.Informante\" target=\"\" rel=\"noopener\"><img decoding=\"async\" srcset=\"https:\/\/informante.mx\/wp-content\/uploads\/2023\/08\/Banner-Facebook-Verde-800x60-1.png ,https:\/\/informante.mx\/wp-content\/uploads\/2023\/08\/Banner-Facebook-Verde-800x60-1.png 780w, https:\/\/informante.mx\/wp-content\/uploads\/2023\/08\/Banner-Facebook-Verde-800x60-1.png 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/informante.mx\/wp-content\/uploads\/2023\/08\/Banner-Facebook-Verde-800x60-1.png\" alt=\"\" class=\"uag-image-23274\" width=\"800\" height=\"60\" title=\"\" loading=\"lazy\" role=\"img\"\/><\/a><\/figure><\/div>\n\n\n\n<div class=\"wp-block-uagb-image aligncenter uagb-block-2ce4c51b wp-block-uagb-image--layout-default wp-block-uagb-image--effect-zoomin wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><a class=\"\" href=\"https:\/\/twitter.com\/mx_informante\" target=\"\" rel=\"noopener\"><img decoding=\"async\" srcset=\"https:\/\/informante.mx\/wp-content\/uploads\/2023\/08\/Banner-Twitter-Verde-800x60-1.png ,https:\/\/informante.mx\/wp-content\/uploads\/2023\/08\/Banner-Twitter-Verde-800x60-1.png 780w, https:\/\/informante.mx\/wp-content\/uploads\/2023\/08\/Banner-Twitter-Verde-800x60-1.png 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/informante.mx\/wp-content\/uploads\/2023\/08\/Banner-Twitter-Verde-800x60-1.png\" alt=\"\" class=\"uag-image-23273\" width=\"800\" height=\"60\" title=\"\" loading=\"lazy\" role=\"img\"\/><\/a><\/figure><\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Por: Teresa Carbajal<\/p>\n","protected":false},"author":1,"featured_media":23683,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","jetpack_post_was_ever_published":false,"footnotes":""},"categories":[13,97],"tags":[23,74,75],"class_list":["post-27413","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-columnas","category-debo-no-niego-pago-lo-justo","tag-columnas","tag-debo-no-niego","tag-teresa-carbajal"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>La hora del intercambio - Informante.mx<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/informante.mx\/?p=27413\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" 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